Choose from highly rewarding savings schemes, personal and business credits, and secure retail net banking designed to scale your local dreams.
Supercharge your everyday finances with our SPCBL Pocket mobile app. Open instant FDs, pay merchants with UPI Lite, and enjoy biometrically locked net banking.
Founded in 1922 during the co-operative movement, The Surat People's Co-operative Bank has stayed loyal to its founding values: trust, community growth, and customer care. Today, we manage over ₹4,500 Crores in volume while supporting thousands of regional enterprises and families.
Highest class regulatory license
Instant, secure transactions
DICGC insurance covered
Century of community trust
Choose from a variety of highly rewarding savings schemes, dynamic personal and enterprise credit packages, and cutting-edge digital integrations.
Multiply your cash securely. Earn up to 7.25% p.a. with multiple interest payout cycles (monthly, quarterly, or maturity).
Ideal account to park everyday savings. Earn up to 4.00% p.a. interest paid quarterly, with zero hidden costs.
Special financial plans tailored for elders. Get an extra 0.50% interest bonus, boosting FD returns up to 7.75% p.a.
Stay informed with direct public notices, key quarterly audited statements, and fresh updates on digitisation drives at SPCBL.
We are here to help. Search for active SPCBL branches and high-limit ATMs across Surat, view IFSC/MICR indices, and access mapping tools.
