Secure Deposits & FD Calculator
Watch your hard-earned wealth multiply safely with India's leading urban co-operative bank rates.
Our Rewarding Deposit Portfolios
Find the perfect account matching your savings discipline, business trade limits, or high-yield term objectives.
Savings Account
Secure savings with competitive rates, high-limit RuPay debit card, and free digital banking access.
Regular Fixed Deposit
Watch your savings multiply safely. Earn higher interest rates for flexible durations ranging from 7 days to 10 years.
Recurring Deposit
Instill financial discipline. Save small, regular monthly amounts and earn attractive returns compounded quarterly.
Senior Citizen FD Special
Honoring our elders with an additional 0.50% interest bonus across all deposit terms above 1 year.
Current Account
Engineered for smooth business cash flows. High transaction limits, instant transfers, and overdraft links.
Fixed Deposit Yield Projector
Calculate your maturity returns. Adjust the sliders and watch your investment compound dynamically over the selected tenure.
Your FD Yield Summary
Standard Interest Rates Structure
Compare rates across multiple term ranges. Senior Citizens enjoy an additional 0.50% p.a. benefit on term lengths crossing 1 year.
| Term Duration | Regular Rate (% p.a.) | Senior Citizen Bonus (% p.a.) |
|---|---|---|
| 7 to 45 Days | 3.50% | 3.50% |
| 46 to 179 Days | 4.50% | 4.50% |
| 180 to 269 Days | 5.25% | 5.75% |
| 270 Days to < 1 Year | 5.75% | 6.25% |
| 1 Year to < 2 Years | 7.00% | 7.50% |
| 2 Years to < 3 Years | 7.25% | 7.75% |
| 3 Years to 5 Years | 6.75% | 7.25% |
| Above 5 Years | 6.50% | 7.00% |