Our Legacy of Trust & Integrity
Celebrating over a century of shaping Surat's economic progress and empowering our co-operative community.
Traces of Our Journey
From a single small room in old Surat to a massiveScheduled bank, look at how SPCBL grew alongside the diamond and textile capital of Gujarat.
Foundation Stone
SPCBL was established in Surat with a vision to serve the common citizen.
Co-operative Expansion
Expanded operations to major trading centers in Surat, becoming a vital pillar of local trade.
Scheduled Status
Received prestigious Scheduled Co-operative Bank status from the Reserve Bank of India.
Core Banking Implementation
Migrated 100% of branches to core banking systems, enabling seamless inter-branch transactions.
Digital Revolution
Launched modern Mobile App, UPI, and Corporate Net Banking solutions.
Century of Trust
Celebrating over a century of serving the financial needs of the community with pride.
Board of Directors & Management
Our Board represents a perfect blend of legal, economic, digital, and industrial expertise, providing a rock-solid foundation for governance.
Mr. Rajesh C. Desai
ChairmanSenior banking professional with 35+ years of experience in co-operative finance.
Mr. Manish K. Patel
Vice ChairmanDistinguished industrialist and leader in community development programs.
Mr. Sandeep H. Shah
Managing DirectorChartered Accountant guiding the bank's strategic assets and digital growth path.
Mrs. Preeti S. Mehta
DirectorLegal expert specializing in corporate governance, commercial law, and compliance.
Mr. Vikram R. Choksi
DirectorProminent business leader with expertise in diamond export and retail market dynamics.
Dr. Arvind P. Gheewala
DirectorAcademician and economist advising on credit policies and rural empowerment.
Our Core Anchors
Every action we take, from credit disbursement to digital mobile app development, is guided by our four core pillars.
Absolute Security
Multi-factor tokens, bank-grade encryption, and regulatory rigor ensure your assets are guarded round the clock.
Co-operative Spirit
Built by Surat citizens, for Surat citizens. We return maximum value directly to our regional community.
Digital Innovation
Providing high-speed mobile apps, biometric checkouts, and paperless UPI banking under elegant interfaces.
High Integrity
Transparent financial contracts, zero hidden commissions, and highly ethical advisory across all deposits.